Terms of Service

# Terms of Service — VS Fines

*Last updated: August 3, 2026*

*DRAFT — Pending Verna’s review and approval. Legal document requiring explicit sign-off before publishing.*

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## 1. Acceptance of Terms

By accessing or using VS Fines (vsfines.com) (“the Site”), operated by VS Digital Ventures LLC (“we,” “our,” or “us”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree with these Terms, please do not use the Site.

## 2. Use of the Site

VS Fines provides Christian content, Bible studies, devotionals, and Scripture-based articles. You may use the Site for personal, non-commercial purposes only. You agree not to:

– Copy, reproduce, or distribute our content without permission
– Use the Site for any illegal or unauthorized purpose
– Attempt to disrupt or interfere with the Site’s operation
– Scrape, harvest, or collect data from the Site without consent

## 3. Spiritual and Educational Content Only

All content on this Site is provided for spiritual encouragement and educational purposes. It does not constitute professional counseling, therapy, medical advice, or legal guidance. If you are experiencing a crisis, please contact a qualified professional or emergency services in your area.

## 4. No Warranty

The information on this Site is provided “as is” without warranties of any kind, express or implied. We do not guarantee the accuracy, completeness, or timeliness of any information. Scripture references are provided for study purposes, and we encourage readers to verify passages in their own Bibles.

## 5. Limitation of Liability

VS Digital Ventures LLC shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Site or reliance on any information provided herein.

## 6. Third-Party Links

The Site may contain links to third-party websites. We are not responsible for the content, policies, or practices of any third-party sites.

## 7. Privacy

Your use of the Site is also governed by our Privacy Policy. Please review it to understand how we handle your information.

## 8. Changes to These Terms

We reserve the right to update or modify these Terms at any time. Changes take effect immediately upon posting on the Site.

## 9. Governing Law

These Terms are governed by the laws of the United States. Any disputes arising from your use of the Site shall be resolved in accordance with applicable U.S. law.

## 10. Contact

If you have questions about these Terms, please contact us at admin@janetfines.com.

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